Same Day Loans up to $500

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What are Janko’s same day loans?

Same day loans with Janko are exactly what you think they are. They’re loans you can receive on the same day of applying! Janko is new to the lending game and is in the position to spice-up the industry. We are currently offering loans between $500 and $2000 completely online. Our team has developed a specialised system that allows us to provide our clients with cash 24-hours a day, 7-days a week.

Yet, that’s not even the best part! After applying for a loan, our clients can expect to see the cash within their bank accounts within minutes. As long as they have an NPP-enabled bank account (which is 90% of Australian banks), we can send the cash as soon as the offer is accepted.

Janko loans can be used for any number of things, such as; bills, leisure expenses, cash shortfalls and more! If you’re even in need of an instant loan, look to Janko for the solution.

How do same day loans work?

As we mentioned before, our loans really are fast! In most cases, eligible applicants can apply and have the funds in their account within minutes. Caught short at the doctor’s office? Apply for Janko’s same day loans while in the waiting room and you could have the funds in your account before you know it! It doesn’t get easier than that. At this point, you may be wondering how we are able to approve loans so quickly. Well, let us do some explaining.

We aren’t cutting any corners within our loan processing; in fact, we follow the same procedures as most other small-lenders. What makes Janko a little different, however, is that we can process applications automatically without the need for an employee to oversee the process. This significantly cuts down on processing time and, because our robots need no beauty sleep, allows us to operate around the clock providing same day loans.

What does Janko offer?

At the moment, Janko offers small, same day loans from $500 to $2000 with a typical loan term of 6 months. Our loans can be used for a wide range of things; think white-goods, electricity bills, cleaning expenses and more! Have a small expense causing a big headache? Look to Janko for the solution.

What about eligibility for same day loans?

We like to think we’re pretty flexible, which is why endeavour to assist any Australian looking for same day loans. With this said, we do have select eligibility requirements that our applicants need to meet. Take a look:

  • Over 18-years of age
  • Regular income for the last three months
  • Paid into personal bank account accessible via internet-banking
  • Have both an active mobile number and email address

Tick all the boxes? Congratulations! You could be on your way to securing a Janko loan!

Same day loans for people on Centrelink

If you’re looking for a Janko loan but you’re also on Centrelink, we’ve got some good news. Our same day loans are not exclusive to those who are employed. If you’re receiving Family Tax, Carers Payment or other longer term benefits, we can still consider your application.

How about people with bad credit?

If you’re worried about applying because of bad credit, we can confirm that we don’t conduct credit checks on any of our applicants! Instead, we use a type of in-house bank statement score to determine the affordability and credit risk of an applicant. This means we only take our applicants recent banking history into consideration.
This can be beneficial for a number of reasons. For one, no evidence of the application will be left on your file for another lender to see. For another, past mishaps cannot affect the outcome of your application!

Ready to apply? Have these things handy!

Now that you’re all caught up on same day loans, why not get to applying? To make the application process as easy as possible, we have compiled a list of all the information you need to get started. Have a look below to see what you need.

  • Personal information (name, address etc.)
  • Contact information
  • Internet banking details
  • Employment info (if applicable)
  • MyGov details (if applicable)

Easy, right? With this information in hand, you could have cash in your account within minutes!

Applying: A step-by-step guide

Now that you’re aware of our eligibility requirements let’s show you how our applications work. Here’s a step-by-step guide on how to apply with Janko:

Step 1: Submit your application

Applying is simple. When you’re ready, scroll to the top of any Janko webpage to use our same day loans slider. Simply select an amount between $500 to $2000 and click ‘Apply Now’. You will then need to fill-out the remainder of the application, which will include supplying us with some personal and financial information. Once you have completed everything, the application will be sent through for automatic assessment.

Step 2: Our system gets to work

This is where the magic happens! Instead of having an employee manually assess your application, the Janko system will conduct a full income and expenditure assessment within a fraction of the time. Our system leverages the power of machine learning to determine an applicant’s eligibility automatically, at any time. So, approved clients can expect to receive an outcome within minutes after applying!

Step 3: Receive an outcome

Once everything is done and dusted, you will receive an outcome for your application through an email. Hopefully, it confirms that you are approved. If this is the case, congratulations and welcome to the Janko family! You would have already received a digital contract to sign. Quickly open this document and have a read through to ensure you fully understand the terms and conditions of the loan.

If you’re happy with everything, you can sign the contract electronically and we’ll automatically receive it. From there, your funds will be dispersed! The best news? If you have an NPP-enabled bank account, you will receive the funds within mere seconds of signing the contract. If not, you can expect the funds in your account overnight. Simple as that!

Janko: Just the beginning

So, now that you’ve heard everything there is to know about same day loans through Janko, what’re you waiting for? Apply any time and anywhere, Janko is always here when you’re in need.

For quick and easy finance, go Janko.

Apply now