Instant Cash Loans

No Credit Check Loans up to $2000

Get a good car loan deal with rates starting from 10%.

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Estimated repayments


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per fortnight


per month

Standard term of 6 - 12 months

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We’ll help you find a loan.

About Janko

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Fast Cash? No worries.

Janko is an innovative online lender that’s shaking up the market and making it easier for everyday Aussies to access the cash they need. In a nutshell, we can provide super fast personal loans up to $2000, with no credit check required. How? Well, we’ve worked hard to build our own assessment system that utilises machine learning to efficiently and effectively process your application.

Gone are the days of having to wait patiently as someone manually checks your application. With Janko, you can rest easy in the knowledge that you’ll have an outcome within the same day of applying - if not instantly. So, don’t waste time messing around with multiple applications to different lenders. If you need a small cash boost, apply online with Janko and get an instant outcome today!

Top questions

To complete an application, you will need the following information handy:

  • Your personal details
  • Your mobile phone
  • Access to your emails
  • Your online banking details

Yes, you can! At Janko we consider a wide range of factors when assessing whether or not we can provide you with a loan. So, you could still be eligible for a loan with us even if you are receiving Centrelink.

Yes! At Janko, we know that you’re more than just your credit score. So, we consider your broader financial history when assessing your loan application.

No! At Janko, we do not do credit checks as a part of our assessment. We complete our assessment using your bank account transaction history.

It’s super easy! Just scroll up, hit ‘Apply Now’ and complete our streamlined application form. For most of our applicants, it takes only a few short minutes to fill in and submit our application form.

Please be aware Janko does not have a phone number. We are have built an innovative platform that provides full service. You can also contact us via email or message us via our contact us page.

For quick and easy finance, go Janko.

Apply now