Instant Cash Loans
No Credit Check Loans up to $500
How it works
Apply online
Our application is 100% online and so simple it’ll take you only a few minutes to fill out.
Get a fast outcome
After submitting, you’ll find out in minutes if we are be able to approve a loan for you.
Cash in your account!
If successful, we'll be in touch with a loan contract for you to read and sign. Once signed we'll release your funds to your bank which most people will receive instantly.
Loan criteria
- Be over 18 years of age
- Have an Australian bank account and online banking
- Be receiving a regular income (for at least 90 days)
- Have a direct Australian contact number and email address
We are completely online
Apply and manage your loans, request
documents and contact us all in your online account.
Top questions
What do I need to apply?
To complete an application, you will need the following information handy:
- Your personal details
- Your mobile phone
- Access to your emails
- Your online banking details
I receive government benefits, can I still apply?
Yes, you can! At Janko we consider a wide range of factors when assessing whether or not we can provide you with a loan. So, you could still be eligible for a loan with us even if you are receiving Centrelink.
I have bad credit, can I still apply?
Yes! At Janko, we know that you’re more than just your credit score. So, we consider your broader financial history when assessing your loan application.
Do you conduct credit checks?
No! At Janko, we do not do credit checks as a part of our assessment. We complete our assessment using your bank account transaction history.
How do I apply?
It’s super easy! Just scroll up, hit ‘Apply Now’ and complete our streamlined application form. For most of our applicants, it takes only a few short minutes to fill in and submit our application form.
Can I call Janko?
Please be aware Janko does not have a phone number. We are have built an innovative platform that provides full service. You can also contact us via email or message us via our contact us page.
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What makes Janko different?
Why choose Janko
Need a quick cash pick-me-up? Janko is here to help! We’re 100% online, paper-work free and hassle-free. We can provide same day loans to ensure you get the help you need - fast.